A Health Savings Account (HSA) is a smart, flexible way to set aside money for qualified medical expenses. You and your employer can make pre-tax contributions, and even after-tax deposits can be tax-deductible. Your balance grows tax-free with interest, and any unused funds roll over from year to year, so there’s no rush to spend it. Once your account hits $3,500, you can even choose to invest in a mutual fund to help your savings grow even more.
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